An arboricultural mortgage report helps assess the risk that nearby trees may pose to a property.
Property surveyors often recommend these reports when trees are located close to buildings. As a result, mortgage lenders and insurers may require a professional assessment before they approve lending or insurance, helping them reduce the risk of future structural damage claims.
When Do You Need an Arboricultural Mortgage Report?
You may need an arboricultural mortgage report if:
- Trees are located close to the property
- A surveyor raises concerns about subsidence risk
- Your lender or insurer requests further investigation
- There are visible signs of cracking or movement
In these situations, acting quickly helps prevent delays in the home buying process.
What We Assess
We carry out a detailed arboricultural survey to determine how nearby trees may affect the property.
We assess:
- The distance between trees and the property
- Soil type and potential shrinkage risk
- Tree species, size, and water demand
- Root influence and potential impact on foundations
- The condition, health, and safety of the trees
Based on this, we provide a clear view of the likelihood of tree-related damage, both now and in the future.
Clear Advice for Buyers, Lenders, and Insurers
Our reports give straightforward, practical advice to support decision-making.
We help you:
- Understand whether trees pose a structural risk
- Satisfy lender or insurer requirements
- Avoid unnecessary delays in the purchase process
- Make informed decisions before committing to a property
Because we present our findings clearly, all parties involved can move forward with confidence.
Fast Turnaround for Time-Sensitive Purchases
We understand that home purchases often run on tight timelines. Therefore, we provide a fast and efficient service, with reports typically delivered within a few days of instruction.
Areas We Cover
We provide arboricultural mortgage reports across:
- Oxfordshire
- Berkshire
- Buckinghamshire
- Wiltshire
- Hampshire
- Northamptonshire
- London
Request an Arboricultural Mortgage Report
Contact us if you need an arboricultural mortgage report for a property purchase. We can help you move forward quickly and with confidence.
